Browse Tag by stocks

Pearls of Financial Wisdom

1) Bonds are for storing wealth and equities are for creation of wealth.

2) In my opinion, the biggest asset one can have is zero debt.

3) The greatest discipline in personal finance is living below your means.

4) As Ben Carlson says, emotions cannot be back tested. That’s why past bear market always looks like opportunities and future ones scary.

5) Early financial independence and early retirement are completely different. To me, the former is a blessing and the latter is a curse.

6) Don’t think how it would have been if you’ve started 10 years ago. Start today and visualise how you would feel 10 years from now.

7) The neighbourhood we live determines our life style & spending. Need to be careful in choosing one which matches our goals and personality.

8) Paying minimum balance regularly on credit card is the maximum sign that you’re getting into debt trap.

9) Many are long term investors till next bear market.

10) Don’t take aggressive bets. Take measured risk. Remember one blunder can push you back by a decade or more in terms of wealth.

11) Big money can be made through high savings, wise investing and lots of patience.

12) One sign of progress in individual investor’s portfolio is no churn or very less churn.

13) Trying to get rich fast is a foolproof way to lose what we have.

14) Losing opportunities is far better than losing money. Don’t invest in fads.

15) ‘Making as much money as quickly as possible’ is not an investment strategy. Unfortunately for most of us that is the strategy.

16) Aggressive strategy cannot be a substitute for high savings. Save high and take moderate risk than saving less and taking high risk.

17) The day we realise not losing is as important as winning; we would stop blindly chasing returns.

18) Good periods are more than bad periods. By not timing, though we go through bad periods, do not miss even a single good period.

19) We’ll stop looking for quick money the moment we consider stocks as businesses and realise that our wealth grows in line with business growth.

20) There are periods of high returns, low returns, no returns and negative returns. We need to go through all these to get long term returns.

21) Listening to market forecasts is not only useless but can be very harmful too if you start acting on them.

22) The hard truth is only around 3% of our population are in a position to aspire for financial independence. Don’t waste this rare privilege.


Jerry Pinto’s Words of Advice – Simplified in Investing Hacks

I’ve simplified the prudent advice given by Jerry Pinto to all young people starting out on their careers by adding Investing Hacks to it.
1. Start investing, in small amounts.  –
  • SIP in Mutual Funds starts at Rs 500
2. Buy your own house. –
  • Go for your 1st House – Home Loan rates are at 8.5%, Inflation is low, Rebates by Govt, Infra is picking up, EMI’s will fall further, Rental income is between 3-5%
3. Cut up that credit card.  –
  • You pay higher than Pathan Interest Rates, Credit Card Co’s charge between 38% to 42% Penal & Anal Interest Rates
4. Park your debit card at home. Use cash.
  •   I Disagree on this point, Use Wallets like Paytm, Freecharge.. Get points, offers etc, Maximize it. 
5. Be punctual. Taxis take most of your cash. –
  • Avoid Ola, Uber, Taxi’s  during non peak hours or whenever possible.  Average Ola Trip of 300-500 can buy you around 6-10 shares on IDFC Bank or 5 Shares of Ashok Leyland.
6. Take a dabba. Even if it’s a sandwich and a fruit. Restaurant mark-ups are 300 per cent.
  • – Health & Term insurance premiums keep rising based on your Cholesterol & Sugar Levels, Home Food hasn’t troubled anyone. 
7. Work hard.  –
  • Also let your Money Work Harder for you, Invest for Long Term
8. Show up. The more you’re seen, the more you’re remembered. When it comes to promotion time, no one should ask, “But who is she?”
  •  Do the Opposite while Investing, Stay humble, Stay Grounded.
9. Be positive. Smile. Spread good energy. No one likes a Sad Sack coworker.
  • Hang around with Happy & Lucky Investors & People smarter and better than you.
10. Remember, it’s not who you are. It’s what you do.
  •    Start Small,Go Big or Go home.
India is the best place to stay invested, We are in the middle of a long term secular growth story. Be a proud participant in the India Story.
You can reach me at @bombaylives or email me



The PE & VC Game : Companies with high private equity shareholdings

I think we can capitalise on the brains and analysis of PE Funds and make money.

Warburg Pincus LLC
Capital First Ltd

Nalanda Capital
MindTree Ltd
Voltamp Transformers Ltd
Carborundum Universal Ltd
Ahluwalia Contracts (India) Ltd
Just Dial Ltd

Kohlberg Kravis Roberts & Co. L.P.
Max Financial Services Ltd
Magma Fincorp Ltd

Rabo Equity Advisors
Prabhat Dairy Ltd

Baring Private Equity Asia
Manappuram Finance Ltd

WestBridge Advisors
Dr. Lal PathLabs Ltd
Olympus Capital Holdings Asia
Karur Vysya Bank Ltd

The Carlyle Group
Edelweiss Financial Services Ltd

SAIF 41.65
Manpasand Beverages Ltd
Blue Star Ltd

Edelweiss Financial Services Ltd
Karur Vysya Bank Ltd
IPCA Laboratories Ltd

India Value Fund Advisors
Syngene International Ltd

Norwest Venture
Thyrocare Technologies Ltd
Snowman Logistics Ltd

Sequoia Capital
Just Dial Ltd
Ujjivan Financial Services Ltd

Helion Venture
Equitas Holdings Ltd

Indian Direct Equity Advisors
Time Technoplast Ltd

bombay, india, sensex, stock ideas

Stock idea – BNK Capital

BNK Capital (BSE Code: 500069) holds investments worth around 120 crores, While its market cap is only 27 crores.

Usually holding companies are valued at a discount but not at such levels, At the CMP of 27.45  BNK Capital is quoting at around 23% of its investment value is a bargain investment.

Investment Holding Sheet

Annual Report 2010-11

Do let me know your views/feedback.

Disclosure – I own shares in BNK Capital.



Stock Market Jokes

In these trying times of Doom & Gloom some Funny SMS’s doing the rounds .

If Mahatma Gandhi had ever given thought 2 the Stock Market…
He would have added to his famous three… a fourth monkey with hands covering his Ass…!

Yrs ago people who sacrified their sleep, family, food and happiness were called SAINTS…. Today they r called shareholders

Good time to invest in stocks of Rupa Frontline, VIP underwear, Jockey briefs etc. ‘Sab ki chaddi utar gayi hai. So, everyone will buy a new one

Jab apko potty na aye,
aap baithe baithe thak jaye, presure b nahi aye,
yaad karna stock market,shayad apki gaand fat jaye aur kaam ho jae.

 The stock markets are now like an old man’s dick – just refusing to rise!
And the irony is that everybody is still getting fucked! ;-).